Wealth Engine
Markets
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Floating Rate Treasury ETF vs T-Bill ETF: USFR vs SGOV
A floating rate Treasury ETF like USFR yields 3.99% vs 3.76% for SGOV as the Fed meets Oct. 28. Here is what the gap…
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Equity Risk Premium: Are Stocks Still Worth It Over Bonds?
The equity risk premium shrank to 0.39 points on Oct. 22: the S&P 500’s 5.35% earnings yield barely tops a 4.96% 10-year Treasury. Here’s…
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MBB vs IEF: Is the Mortgage Bond Yield Pickup Worth It?
MBB vs IEF: iShares’ mortgage ETF yields 5.80% to maturity vs 5.10% for IEF as of Oct. 19, but its SEC yield is lower.…
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CLO ETF Showdown: JAAA vs CLOI After VanEck’s Fee Cut
CLO ETF fees reset: VanEck cut CLOI to 0.29% on Oct. 7, still 9 basis points above JAAA’s 0.20%. Which fund nets you more…
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T-Bill ETF vs Money Market Fund: 3.84% vs 3.71%
T-bill ETF vs money market fund: VUSXX pays 3.84%, SGOV 3.71% after the Oct. 7 Fed minutes. The 35-point gap to SPAXX is pure…
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Currency Hedged ETF Math: HEFA Beat EFA by 4.23 Points
Currency hedged ETF math after the dollar broke out on October 2: HEFA returned 14.30% YTD against EFA’s 10.07%, for 3 extra basis points…
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Emerging Markets Bond ETF Fees: EMBX Now 0.65%
Emerging markets bond ETF fees just moved: VanEck cut EMBX to 0.65% on Sept 30, 2026 – still 4.3x Vanguard’s VWOB at 0.15%. The…
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Tax-Equivalent Yield: The Muni Breakeven Is 24.6%
Tax-equivalent yield math after the Sept 28, 2026 muni selloff: MUB yields 3.95%, so the federal breakeven versus a 5.24% 10-year Treasury is 24.6%.
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USO vs BNO vs USL: The Oil ETF Roll Yield Gap Is 45 Points
USO vs BNO vs USL compared after oil’s September 22, 2026 slide: fees of 0.60%, 1.00% and 0.85%, and a 45-point YTD gap built…
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TLT vs SGOV: Is 5.23% Worth 15 Years of Duration Risk?
TLT vs SGOV after the Fed’s Sept 16 hike to 3.75%-4%: TLT yields 5.23% with 15 years of duration; SGOV pays 3.65% with almost…
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T-Bills vs Money Market Funds: 4.10% vs 3.53% After the Hike
T-bills vs money market funds after the Fed’s Sept 16 hike: the 6-month bill pays 4.10% while the largest money fund pays 3.53%. The…
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TIPS vs Treasuries at 5%: The Breakeven Is 2.36%
TIPS vs Treasuries after the 10-year topped 5% on Sept 14, 2026. The breakeven sits at 2.36% while CPI runs 3.4%. Fee math on…