Wealth Engine
Treasury Yields
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2-Year Treasury vs T-Bills: Lock In or Keep Rolling?
2-year Treasury vs T-bills after the Nov. 6 jobs beat: the note pays 4.46% vs 4.17% on 3-month bills. Rolling needs bills near 4.50%…
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I Bonds vs TIPS: Which Inflation Hedge Pays More Now?
I bonds vs TIPS: the new 1.40% I bond fixed rate is the highest since 2006, but 5-year TIPS still pay about 2.25% real.…
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Equity Risk Premium: Are Stocks Still Worth It Over Bonds?
The equity risk premium shrank to 0.39 points on Oct. 22: the S&P 500’s 5.35% earnings yield barely tops a 4.96% 10-year Treasury. Here’s…
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MBB vs IEF: Is the Mortgage Bond Yield Pickup Worth It?
MBB vs IEF: iShares’ mortgage ETF yields 5.80% to maturity vs 5.10% for IEF as of Oct. 19, but its SEC yield is lower.…
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Emerging Markets Bond ETF Fees: EMBX Now 0.65%
Emerging markets bond ETF fees just moved: VanEck cut EMBX to 0.65% on Sept 30, 2026 – still 4.3x Vanguard’s VWOB at 0.15%. The…
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Dividend ETFs vs Treasuries: 5.18% Beats Every Big Fund
Dividend ETFs vs Treasuries: the 10-year hit 5.18% on Sep 24, 2026, above SPYD’s 4.60% and SCHD’s 3.26%. Full fee, growth and after-tax math.
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T-Bills vs Money Market Funds: 4.10% vs 3.53% After the Hike
T-bills vs money market funds after the Fed’s Sept 16 hike: the 6-month bill pays 4.10% while the largest money fund pays 3.53%. The…
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TIPS vs Treasuries at 5%: The Breakeven Is 2.36%
TIPS vs Treasuries after the 10-year topped 5% on Sept 14, 2026. The breakeven sits at 2.36% while CPI runs 3.4%. Fee math on…
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Fed Rate Hike Bond ETFs: What 25 Basis Points Costs You
Fed rate hike bond ETFs: a 25 bp move costs a $10,000 TLT position about $375 versus $3 in SGOV. Duration math before the…